Why You Should Select Christopher Investment Advisors

1. I am a Registered Investment Advisor, legally obligated as a fiduciary, to give advice in the client’s best interest. I am compensated only by my clients, and have no products to sell. I am able therefore to select from a broad spectrum of investments and financial planning tools.

2. I am a Certified Financial Planner professional, an Experienced investment manager and financial planner who has successfully implemented academically supported investment portfolios, especially for retirement goals.

As a CFP® professional I am required to stay current by meeting educational requirements related to investment, retirement, estate, insurance, and general financial planning. My experience has been with wealth management firms and my own firm in successfully assisting clients reach their financial and retirement goals.

I have a Master’s Degree in Public Administration from the Maxwell School, Syracuse University, and a B.A. in Economics from the University of Pennsylvania.

3. Academically supported Investment Philosophy; I specializes in diversifying investments thru low-cost index mutual funds and Exchange Traded Funds (ETFs) that cover all major asset class indexes. My investment philosophy is:

· Capital markets work and market timing strategies are counterproductive resulting in buying high and selling low instead of the other way around.

· Risk and Return are related

· Diversification is essential; protects against volatility

· Asset allocation determines performance; % allocated to major asset classes determines returns

· Costs matter; control what you can: low cost funds, minimal turnover and trading costs, and tax costs.

This approach adds value without relying on forecasts or intuition.

4. I provide Focus and Discipline to your investments and financial planning.

Successful investing is about creating a sound intellectual framework for making decisions and preventing emotions from eroding that framework.

5. I provide Personal, Reliable Service. Your investment management is customized specifically to your needs; no model portfolios or separately managed accounts that you get slotted into. Your investments are matched to your financial goals and monitored personally by me.